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SEED Loan Fund

Character-based loan program for start-ups and existing businesses in the Capital Region of New York.
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The application portal for the SEED 2026 session of the SEED Program
will be open until August 21st.

Before you apply...

The SEED Loan Program requires that you submit your Credit Karma Credit Report
Instructions for downloading your Credit Karma Credit Report  are at the bottom of the page.
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Application Process


Step 1:


Download and save your Credit Karma credit report as a PDF.  A copy of the full credit report is a required component of the application.  Instructions are below.


Step 2:

Click on the APPLY NOW button above to access the online application form.  Please note that the PDF of the Credit Karma credit report is required elements of the application.


Step 3: 

Once you have successfully completed and submitted your SEED Loan Fund Application, you will receive a confirmation e-mail with a link to schedule your SEED Applicant Interview.
Only applicants that have completed all 3 steps of the application process will be considered for participation in the program.
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Credit Karma Credit Report Instructions
To get a copy of your credit report for emailing from Credit Karma;
(Note, Credit Karma is a free service and will not ask you for any payment. Also, this is not a hard pull and will not hurt your credit score!)

1.  Log into your Credit Karma account
2.  Make sure you are on your “Credit Karma Dashboard”. This page will show you scores from both Transunion and Equifax.   
3.  Just beneath your scores, you will see the names “Transunion” or “Equifax”, which are hyperlinks.
4.  Right click on the report you are selecting. Either one can be used for your SEED application!
5.  Scroll down and Right click on “View Credit Reports”.  
6.  Right click the Green “Print Report” button. You will now have a printer friendly version of your credit report.  
7.  Printing instructions may vary based on the browser you are using.  
8.  If you are using Google Chrome, Left click in any white space. lick on “Print”
9.  Select “Save as PDF” for your printer destination.
10.  Save the file on your computer, which you can now upload into your SEED Application.
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SEED Program Partners

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